In Ghana, savings and loans companies play a crucial role in providing quick access to credit. Whether you are a small business owner or an individual needing a personal loan, these institutions offer essential services by making credit available swiftly.
With the growing demand for fast loans, the need for reliable and efficient savings and loans companies has never been more significant. We bring you the top 10 best savings and loans companies in Ghana known for their quick credit disbursement, complete with their contact details and branch locations.
This list is in no particular order.
1.Bestpoint Savings and Loans
Head Office Address: Best Point Plaza, 1st Osu Badu Street, West Airport, Accra, Ghana
Phone Number: +233 30 273 9334
Location: Accra, Greater Accra Region
Branches: Bestpoint Savings and Loans has branches across the major cities in Ghana, including Kumasi, Takoradi, and Tamale.
Bestpoint Savings and Loans is one of Ghana’s top financial institutions recognized for its fast and efficient loan processing. They offer a wide range of financial products, including personal loans, SME loans, and vehicle financing. Customers benefit from a streamlined loan application process, with minimal documentation and quick approvals, ensuring that funds are disbursed within hours of approval.
2.BRAC Ghana Savings and Loans
Head Office Address: No. 69 Block B, Otublohum Road, Accra, Ghana
Phone Number: +233 30 299 9292
Location: Accra, Greater Accra Region
Branches: BRAC Ghana Savings and Loans operates in several regions, including the Eastern, Western, and Northern Regions.
BRAC Ghana Savings and Loans, part of the larger BRAC International group, is well-known for empowering low-income communities by providing fast microloans. BRAC Ghana Savings and Loans Ltd and loans was launched in 2023. It is the seventh microfinance entity of BRAC International Holdings B.V. alongside six other microfinance institutions in Liberia, Sierra Leone, Tanzania, Rwanda, Uganda and Myanmar.
At present, 55 branches have been established in 18 districts of the country.Their focus is on providing accessible financial solutions to small businesses and entrepreneurs, particularly women. The company’s efficient credit process ensures quick loan disbursement, making it a reliable option for those seeking fast financial aid.
3. Bond Savings and Loans
Head Office Address: Bond House, Meridian Road
Community 2, Tema, Ghana
Phone Number: +233 (0) 303-214-444
+233 (0) 54-431-4705
Location: Tema, Greater Accra Region
Branches: Bond Savings and Loans has several branches across Ghana, including Kumasi, Tema, and Takoradi.
BOND is a Non Bank Financial Institution licensed in 2007 under NBFI law PNDC Law 328 to provide financial services. The company commenced operations as a Finance House in 2008 and was able to acquire a Savings and Loans license in its fifth year of operation.
Bond Savings and Loans offers a wide range of financial products, including personal loans, business loans, and investment services. With a focus on delivering quick and convenient loan services, Bond Savings and Loans provides a fast credit application process, allowing customers to receive their funds within a short time frame.
4.Star Capital Money Lending Company
Head Office Address: Star Capital Building, Off Spintex Road, Accra, Ghana
Phone Number: +233 24 564 7312
Location: Accra, Greater Accra Region
Branches: Star Capital operates mainly in Accra, but it is expanding to other parts of the country.
Star Capital Money Lending Company is a key player in Ghana’s money lending sector. They offer a variety of loan products with flexible repayment options. Star Capital is particularly noted for its fast loan approval process, with funds typically disbursed within 24 hours. Their services cater to both individuals and small businesses, making them a top choice for quick financial solutions.
5. Blue Financial Services
Head Office Address: Blue Financial House, Liberation Road, Accra, Ghana
Phone Number: +233 30 278 8900
Location: Accra, Greater Accra Region
Branches: Blue Financial Services has branches in Accra, Kumasi, and other major cities across Ghana.
Blue Financial Services is a pan-African financial institution with a strong presence in Ghana. The company provides a range of loan products, including salary-backed loans, SME financing, and personal loans. They are known for their rapid loan disbursement process, often providing funds within hours of approval.
6. Link Exchange Money Lending Ltd
Head Office Address: Link Exchange Building, New Achimota, Accra, Ghana
Phone Number: +233 24 332 1122
Location: Accra, Greater Accra Region
Branches: Link Exchange has additional offices in Tema and Kumasi.
Link Exchange Money Lending Ltd is known for offering fast and flexible loans to individuals and small businesses. With competitive interest rates and quick approval times, Link Exchange has become a trusted name in the money lending market. Their services are designed to meet urgent financial needs, ensuring that funds are disbursed as quickly as possible.
7. Calis Money Lending
Head Office Address: Calis Building, Tesano, Accra, Ghana
Phone Number: +233 30 254 8190
Location: Accra, Greater Accra Region
Branches: Calis Money Lending has branches in Accra and Kumasi.
Calis Money Lending is known for providing fast and accessible loans to a broad range of clients. Their straightforward application process and customer-centric approach make them a popular choice for individuals and businesses seeking quick credit. Calis Money Lending is renowned for processing loans within a few hours, especially for repeat customers.
8. Goldenlink Savings and Loans
Head Office Address: Goldenlink House, Cantonments Road, Accra, Ghana
Phone Number: +233 30 277 9440
Location: Accra, Greater Accra Region
Branches: Goldenlink operates branches in Accra, Tema, and Takoradi.
Goldenlink Savings and Loans offers a variety of financial products, including personal loans, business loans, and savings accounts. The company has built a reputation for processing loan applications quickly, often within the same day. Their loan officers are dedicated to providing excellent customer service, ensuring a smooth and fast credit process.
9. Bobby Charlton Loan Company
Head Office Address: Charlton House, Dzorwulu, Accra, Ghana
Phone Number: +233 30 276 4455
Location: Accra, Greater Accra Region
Branches: Bobby Charlton Loan Company has offices in Accra, with plans for expansion to other regions.
Bobby Charlton Loan Company has built a solid reputation for providing fast loans to individuals and businesses alike. The company offers a variety of loan products, and borrowers often receive their funds within 24 hours of approval. Bobby Charlton Loan Company’s commitment to quick service makes it a reliable option for those needing immediate financial assistance.
10. Bills Microcredit
Head Office Address: Bills House, Kwame Nkrumah Circle, Accra, Ghana
Phone Number: +233 24 498 0049/0302687475/0273887113/0206385648
Location: Accra, Greater Accra Region
Branches: Bills Microcredit has multiple branches in Accra and is expanding to other regions.
Bills Microcredit is a rapidly growing microcredit company in Ghana specializing in providing fast and accessible loans to individuals and small businesses. They recently changed rebranded from Quick Credit to Bills Microcredit in 2024 after 15 years of operating under the previous name in what the CEO described as giving a whole new experience to it’s valuable customers.
Their streamlined loan application process allows clients to receive funds within hours of approval. Bills Microcredit is particularly popular for their microloans, which cater to the needs of low-income individuals and small businesses. With a strong focus on customer service, Bills Microcredit has become a top choice for those seeking quick financial assistance.
